<\/a><\/figure>\n\n\n\nTypes of policies<\/strong><\/p>\n\n\n\nCigna offers a variety of insurance policies tailored to meet the diverse needs of their customers. These policies may be classified into categories that include:<\/p>\n\n\n\n
\n- Health Maintenance Organization (HMO) plans<\/strong><\/li>\n<\/ol>\n\n\n\n
HMO plans typically require members to choose a primary care physician (PCP) and obtain referrals for specialist care. These plans often feature lower out-of-pocket costs but may have more restricted provider networks.<\/p>\n\n\n\n
\n- Preferred Provider Organization (PPO) plans<\/strong><\/li>\n<\/ol>\n\n\n\n
PPO plans offer greater flexibility in choosing healthcare providers as compared to HMO plans. They allow members to visit both in-network and out-of-network providers without referrals. While PPO plans generally have higher premiums and out-of-pocket costs, they provide greater choice and convenience. They also increase the range of access to specialized medical care.<\/p>\n\n\n\n
\n- Exclusive Provider Organization (EPO) plans<\/strong><\/li>\n<\/ol>\n\n\n\n
EPO plans combine elements of HMO and PPO plans. They offer a network of preferred providers for members to choose from. However, coverage is typically limited to in-network providers, except in cases of emergency care.<\/p>\n\n\n\n
\n- High Deductible Health Plans (HDHPs)<\/strong><\/li>\n<\/ol>\n\n\n\n
HDHPs feature higher deductibles and lower premiums compared to traditional health insurance plans. These plans are often paired with Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) to help members save for medical expenses tax-free.<\/p>\n\n\n\n
Benefits of choosing Cigna as your insurance partner:<\/strong><\/p>\n\n\n\nPartnering with Cigna as your insurance provider offers numerous advantages, including:<\/p>\n\n\n\n
\n- Global presence<\/strong><\/li>\n<\/ol>\n\n\n\n
Cigna operates in multiple countries around the world, providing access to quality healthcare and insurance solutions to millions of individuals and organizations globally. Cigna operates in numerous countries across North America, Europe, Asia-Pacific, and the Middle East. This helps them serve millions of customers worldwide. Cigna's global presence underscores its commitment to expanding access to quality healthcare and insurance solutions on a global scale.<\/p>\n\n\n\n
\n- Comprehensive coverage<\/strong><\/li>\n<\/ol>\n\n\n\n
Cigna offers a wide range of insurance products and services, ensuring that customers can find policies that meet their unique needs and preferences. These include coverage on dental care, optical care, general health cover plans and life insurance plans. Additionally, they have supplemental plans to help cater for needs that some primary insurance may not cover.<\/p>\n\n\n\n
\n- Access to a large network of providers<\/strong><\/li>\n<\/ol>\n\n\n\n
Cigna maintains extensive networks of healthcare providers, including hospitals, physicians, dentists, and specialists. This is key in enabling members to access care from trusted professionals. Cigna\u2019s global presence places it in an advantageous position to offer diversity in the range of professionals. They have in-network and out-of-network specialists all across the world, to serve their patients.<\/p>\n\n\n\n
\n- Access to preventive care and wellness programs<\/strong><\/li>\n<\/ol>\n\n\n\n
Cigna prioritizes preventive care and wellness, offering various programs and resources to help members improve their health and well-being. These initiatives may include health screenings, lifestyle coaching, and digital health tools. With Cigna, preventive care is fully covered by the plans, when patients see in-network doctors and providers. These may include regular services such as patient\u2019s annual check-ups, flu shots, screening and vaccinations.<\/p>\n\n\n\n
\n- Excellent customer service<\/strong><\/li>\n<\/ol>\n\n\n\n
Cigna is committed to delivering exceptional customer service, providing support and guidance to members throughout their insurance journey. Cigna has assistants and virtual care specialists, who work 24\/7 to deliver customer services. Medical claims and documentation can effectively be handled in person or virtually. Moreover, Cigna has incorporated digital technology to offer customer-centric services. Through their myCigna app<\/a>, members can access Cigna services easily and efficiently. Additionally, they get real-time access to in-network doctors and their cost estimates, as well as over 7 million reviews from verified Cigna patients all over the world. The platform also provides them with details on their plans and coverage, as well as other Cigna services.<\/p>\n\n\n\nWith respect to their planned expansion and global coverage, Cigna is now providing its services in Kenya and the East Africa Region. They have partnered with Avan\u00e9 Dermatology Clinic, a top-level dermatology clinic in Kenya. Avan\u00e9 Clinic shares Cigna\u2019s values of providing quality, affordable and people-centric services. The clinic is a world renown facility, known for its excellent services such as cosmetic and corrective surgeries. Avan\u00e9 clinic is located at the Yaya Center in Nairobi and the Park Suites Building in Parklands. Members and potential members of Cigna can now enjoy the fruits of affordable dermatology treatment from Avan\u00e9 Clinic and Cigna.<\/p>\n","protected":false},"excerpt":{"rendered":"
Cigna, a global health service company, stands as a stalwart in the realm of insurance and healthcare solutions. With a commitment to improving the health and well-being of their customers, Cigna offers a diverse array of insurance products and services to their customers. These are tailored to meet the various needs of not only individuals,... read more<\/a><\/p>\n","protected":false},"author":4,"featured_media":2298,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pgc_meta":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[63],"tags":[],"yoast_head":"\nCigna: Perfect Choice for Healthcare Goals - Avan\u00e9 Clinic<\/title>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\t\n\t\n\t\n\n\n\n\n\n\t\n\t\n\t\n